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What are the Risk Criteria that Can be Insured?

 Not all risks can or even need to be insured.  Only risks that we think cannot be borne alone need to be insured, such as the risk of illness, accident, loss, fire, and so on.


 Assets whose value is small are not included in the criteria covered by insurance.  In principle, the risks protected by insurance companies have the following criteria:


  •  Can be assessed financially

  • Enroll in one of the types of insurance offered by the company

  • There are a number of people with the same risk

  • Eligible to be insured (having a material value and insurance interest)


 The risk criteria above are usually processed by insurance companies into insurance products that are ready to be offered to the public.

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